Pulse Medical Insurance. A safe and secure way of giving peace of mind.
At Dubai Chamber, our sole focus is servicing the specific needs of the business community. As part of that commitment, our Pulse Medical Insurance equips companies with a cost effective way of providing medical cover for their employees. Insured by National General Insurance, the wide range of benefits includes all in-patient costs, baby delivery expenses and family income protection.

It also comes with the added security of providing up to AED 100,000* life insurance. All from as little as AED 695* per year. The whole medical cover is supported and arranged online through our website, so it’s quick, easy and hassle free.

* Subject to terms and conditions

SCHEDULE OF BENEFITS
Benefit Plan PULSE PULSE PLUS
Eligibility All individuals/members of Dubai Chamber of Commerce either on payroll of a registered company or Sponsoringtheir eligible legal dependants who are:

  • Aged less than 65 years
  • Holding Valid residence visa of United Arab Emirates
Annual Aggregate Limit of Insurance AED 100,000 AED 150,000
Geographical Limit/Territorial Scope/Area of Coverage UAE Only UAE, Middle East and
Sub-Asian Countries
Hospital Room and Board Single Room Single Room
Consultation/Specialist’s fee DURING
hospitalization		 Covered Covered
Hospital Services Covered Covered
Emergency Ward Services Covered if followed by Inpatient Hospitalization requiring
not less than 12 hours stay in hospital
Intensive Care Unit Covered Covered
Laboratory and Radiology Services
DURING Hospitalization		 Covered Covered
Prescribed Drugs/Pharmaceuticals
DURING Hospitalization		 Covered Covered
Annual Limit for Pre-Existing Conditions
  • Group of five employees or less: AED 15,000 per person
  • Group of more than five employees: Covered up to Annual Aggregate Limi
Reimbursement of Eligible Inpatient Treatment requiring not less than 24 hours stay in Hospital

  • UAE within Network
 100 % (Direct Billing)
  • Within area of coverage outside UAE as per Territorial Scope
 100% of the usual common costs as per UAE network
tariffs for same or similar treatment
  • Within UAE Out of Network
 Not Covered
Reimbursement in Emergency Cases For Eligible Treatment UAE 100% of incurred cost
Inside Territorial Scope 100% of incurred cost
Outside Territorial Scope Not Covered
Claims Settlement Direct Billing
24-Hour Hotline Service Available
Delivery – Child Birth Covered up to AED 10,000 subject to a waiting period
of 10 months
Accidental Death AED 50,000 (Additional Complementary Benefit Limit)
Death due to Any Cause AED 50,000
Premium per person per annum AED 695 AED 795

Click here to view Network Providers
Click here to Download Claim form

Click here to apply using your Dubai Chamber username and password.

If you do not have a username and password or are not yet a member and want to become one to enjoy this and many more benefits, please contact us through the following channels.”

Email: customercare@dubaichamber.com
Tel: 800-CHAMBER (800-2426237)
Office Hours: 8.00 am to 4.00 pm (Sunday-Thursday)